Financing for Every Stage of Your Investment Strategy
Three core programs built specifically for residential real estate investors — from acquisition and rehab to ground-up construction and long-term hold.
Fix & Flip Loans
Short-term financing to purchase and renovate 1-4 unit properties, with rehab funds released as draws upon completed work.
Rates from 8.25% • Up to 90% LTC • 12–18 mo
View Fix & Flip detailsGround-Up Construction
Land and vertical construction financing for builders and investors developing new 1-4 unit residential properties.
Rates from 8.99% • Up to 90% LTC • 12–24 mo
View Construction detailsDSCR Rental Loans
Long-term financing for rental properties, qualified using property cash flow rather than personal income.
Rates from 5.49% • Up to 80% LTV • 30-yr fixed
View DSCR detailsWhich Loan Fits Your Deal?
A quick side-by-side of rates, leverage, and terms across all three programs. Full details, FAQs, and qualification notes are on each program's page.
| Program | Rates | Leverage | Loan Amount | Term | Best For |
|---|---|---|---|---|---|
| 🛠️ Fix & Flip | As low as 8.25% | Up to 90% of purchase + 100% of rehab, not to exceed 75% ARV | $100K – $5M | 12 – 18 mo | Buying and renovating to sell or refinance |
| 🏗️ Ground-Up Construction | As low as 8.99% | Up to 90% of total project cost, not to exceed 70% ARV | $150K – $10M | 12 – 24 mo | Building new 1-4 unit properties from land or a lot |
| 🏠 DSCR Rental | As low as 5.49% | Up to 80% LTV (purchase/refi); up to 75% LTV (cash-out) | $100K – $2M | 30-yr fixed | Long-term buy-and-hold, qualified on rental income |
Rates and leverage shown reflect typical ranges and are not guaranteed for any individual borrower. Actual pricing and terms are determined during underwriting based on the specific deal.
We'll Help You Match the Right Loan to Your Deal
Every investment strategy is different. Tell us about your project and a dedicated advisor will walk you through the best-fit program and terms.