A Streamlined Path From Application to Funded Deal
We built our process around how investors actually operate — fast decisions, clear communication, and funding that keeps pace with your timeline.
1. Apply
Submit your deal details — property address, purchase price, and project scope — through our online application. No obligation, no upfront cost.
2. Get Your Term Sheet
A dedicated advisor reviews your deal and issues a term sheet outlining loan amount, structure, and pricing, typically within 2 hours.
3. Underwriting & Closing
We coordinate appraisal, title, and final underwriting in parallel to keep your closing timeline on track.
4. Fund & Draw
Purchase funds disburse at closing. Rehab or construction funds release through draws as milestones are completed and verified.
Documents to Have Ready
Having these on hand when you apply helps your advisor move your term sheet faster.
- Purchase contract or property information (address, price)
- Scope of work / renovation or construction budget (if applicable)
- Entity documents (LLC operating agreement, EIN letter) if borrowing through an entity
- Government-issued ID
- Track record with rehab or rental experience
How Draws Are Handled
For fix and flip and ground-up construction loans, rehab and construction funds are released in stages rather than all at once.
- Submit a draw request once a milestone or phase of work is complete
- You/borrower self-directed draw process, no 3rd party inspection needed
- Approved draws are released promptly to keep your project moving
- Your dedicated advisor tracks draw status with you throughout the project
Ready to Start Your Application?
Get pre-qualified in minutes with no obligation.